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The David Group maintains an unwavering commitment to excellence in public adjusting & insurance claims consulting through continuous research and industry monitoring. Our team of experts actively tracks emerging trends, regulatory changes, and technological advancements in the claims adjusting landscape, allowing us to refine our processes and deliver increasingly sophisticated solutions to our valued customers.

Articles

Why Nearly Half of Home-Insurance Claims Go Unpaid—And How a Public Adjuster Levels the Field

A spring storm barrels through your neighborhood, shredding shingles and soaking insulation. You submit a claim, confident that the policy you’ve nurtured for years will make...

The Story of the American Public Adjuster

If you’ve owned a commercial building when disaster struck—flood, fire, hurricane, or hail—you’ve probably met a public adjuster. But few know where this peculiar and often...

Appraisal Clauses in Tennessee: A Tool for Resolving Commercial Insurance Disputes

1. What Is an Appraisal Clause and Why It Matters When commercial insurance claims stall over the value of damages, appraisal clauses offer a powerful path forward. Found in...

Top 10 Mistakes to Avoid When Filing Commercial Property Insurance Claims

  Filing a commercial property insurance claim can be a complex process. Avoiding common pitfalls is essential to ensure a smooth and successful claims experience. Here are...

Insurance-Resolution Umpires in Tennessee Commercial Claims

When a policyholder and an insurer agree that a commercial loss is covered but cannot agree on its dollar value, most property policies provide a contractual off-ramp called...

Public Adjusting in Tennessee: A 2025 Homeowner’s Guide

Nothing tests a homeowner’s resolve like the moment a tornado siren fades and the first drops of rain begin to fall through a hole in the roof. In Tennessee, the…...

Legal Deep Dive: Underreported Issues in Tennessee Commercial Property Insurance Claims

Commercial property owners in Tennessee face several nuanced legal and regulatory challenges when navigating insurance claims. While headline-grabbing disasters often...

Navigating Hail and Tornado Insurance Claims: A Tennessee Commercial Policyholder’s Guide

Tennessee businesses face a significant risk from severe weather events, particularly hail and tornadoes. These powerful forces of nature can cause substantial damage to...

Texas, Tennessee, or Florida: Which State is Toughest on Commercial Roofing Claims?

  Navigating commercial roofing claims can feel like a daunting journey—especially when you’re faced with vastly different challenges depending on where your...