Myth #1: “My broker already got me the best deal.”
Reality: Brokers place coverage; they don’t fight claims. When disaster hits, a commercial public adjuster digs into the fine print, quantifies every loss, and negotiates real dollars—often 20-40 % more than the initial offer.
Myth #2: “The insurer’s loss adjuster is neutral.”
Reality: They’re paid by the carrier. A commercial public adjuster levels the table, presenting your numbers, your evidence, and your timeline—no low-balling allowed.
Myth #3: “Filing quickly is all that matters.”
Reality: Speed without strategy leaves cash on the table. Your adjuster stages the claim: forensic accounting, repair bids, business-interruption modeling—file once, file right.
Myth #4: “Small damages aren’t worth the hassle.”
Reality: Hidden HVAC smoke damage? Micro-cracks in slab? Lost rental income? A seasoned adjuster spots silent losses that multiply, often turning a “minor” claim into six figures.
Myth #5: “Adjusters are too expensive.”
Reality: Their fee is performance-based. If they don’t raise your payout, they don’t get paid. When they do, the net gain typically dwarfs the cost—risk flipped in your favor.
Bottom Line: Insurance myths cost businesses millions every year. Bring in a commercial public adjuster early, and watch the narrative (and the payout) shift fast. If you need a commercial public adjuster, please reach out to us.